system analyst for payment processing

Capco is a global technology and management consultancy specializing in digital transformation across the financial services industry, with expertise in banking, payments, capital markets, wealth and asset management.

• Gather and analyze business and system requirements for Authorization Host and SWITCH platforms;
• Prepare system analysis documentation, transaction flow diagrams and interface specifications;
• Design and document authorization, capture, routing and settlement transaction flows;
• Analyze transaction routing, stand-in processing, timeout and fallback scenarios;
• Support POS terminal handling, device integrations and terminal management processes;
• Analyze Payment Gateway and PSP integrations;
• Support e-commerce payment flows, including card-not-present transactions and 3-D Secure authentication;
• Prepare ISO8583 and ISO20022 message mappings;
• Analyze Host-to-Host integrations and communication models;
• Support initiatives related to Visa, Mastercard, American Express and BLIK;
• Define payment security requirements, including HSM, cryptographic keys and PCI PIN;
• Prepare test scenarios and support integration testing, UAT and production rollout;
• Collaborate with business, IT, Operations, Security teams and external vendors.

• At least 5 years of experience as a System Analyst, Business-System Analyst or Solution Analyst in banking, payments or fintech;
• Strong understanding of authorization processing and acquiring transaction flows;
• Experience with Authorization Host and SWITCH platforms;
• Knowledge of POS handling, terminal management and device integrations;
• Experience with Payment Gateway and PSP integrations;
• Knowledge of e-commerce payment processing and 3-D Secure;
• Understanding of transaction routing and the authorization lifecycle;
• Familiarity with Host-to-Host integrations;
• Understanding of payment security concepts, including HSM, PIN encryption and PCI PIN;
• Strong analytical and documentation skills;
• Excellent communication and stakeholder management skills;
• Fluent English and Polish;
• Nice to have: knowledge of BLIK, experience with terminal lifecycle management, understanding of cryptographic key management, experience supporting certification with payment organizations.

• Office role in Warsaw, Mazowieckie, Poland.